How to provide a Group Term Life insurance plan for employees?

A company offers this insurance plan as part of their employee benefits package. HR or finance needs to contact a reliable group insurance agent from a reliable insurance company such as AIA or Allianz.

How important is this insurance for an employee benefits package?

It provides immediate cash benefits for an employee and/or their family members in the event of death, or disability. The cash is paid to the company. The company can decide how much to give to the employee and their beneficiaries.

What is the benefit of a Group Life Term insurance plan to the employee's family?

This insurance plan lessens the family's financial burden in the event of life-threatening events that happened to the employee. The common benefit is that it provides a cash payout to the insured beneficiaries if the employee dies during employment.

员工团体定期人寿保险

团体定期人寿（GTL）保险计划是在员工死亡或残疾时向员工提供的福利。这是由人力资源部门通过为不同级别和类别的员工选择不同的选项来提供的。

如何为员工提供团体定期人寿保险计划？

一家公司提供此保险计划作为其员工福利计划的一部分。人力资源或财务需要联系可靠的保险公司（如友邦保险或安联）的可靠团体保险代理人。

这种保险对员工福利待遇有多重要？

它在员工和/或其家人死亡或残疾时提供即时现金福利。现金支付给公司。公司可以决定给员工及其受益人多少。

团体人寿定期保险计划对雇员的家庭有什么好处？

该保险计划减轻了员工发生危及生命的事件时家庭的经济负担。共同的好处是，如果雇员在就业期间死亡，它向被保险受益人提供现金支付。

团体定期人寿保险计划提供哪些保障？

团体定期人寿保险计划常见问题

What is the coverage period for this Group Term Life insurance plan?

只要员工或小组成员在组织或公司内，他们就将继续受到保护。这取决于所购买的团体定期人寿保险单。

Can I buy optional group insurance riders without the GTL policy?

很遗憾，马来西亚的保险公司不接受购买团体定期人寿保险计划的自选附加险的申请。可选附加险仅在购买基本 GTL 保险时可用。

Can I change or upgrade my benefits?

是的。任何更改或升级的保障均可于保单周年日/续保日进行，并须经保险审查及接受。不同的保险公司有不同的条款。请向我们经验丰富的保险代理人咨询不同的细节和报价。

联系保险代理人进行团体保险

联系我们最好的保险代理人，为您的公司提供马来西亚保险。

或发送查询。我们将与您联系，以创建最适合您员工福利计划需求的保险报价。

团体定期人寿保险计划提供哪些保障？

团体定期人寿保险计划常见问题

联系保险代理人进行团体保险

Employee Benefits - Request for Quotation