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Whole Life Insurance Policy in Malaysia

AIA A-Life Time Secure

A-Life Time Secure is a whole life insurance product from AIA Malaysia. Red Cover insurance agents can give you the best quotation for this whole life insurance plan in Malaysia.


Click the button below to contact AIA Insurance Agent Levine Lee, to answer your questions on this insurance plan.


Or send in enquiry. We will contact you to create the best insurance quotations to fit your life insurance needs.


Whole Life Insurance Coverage

AIA Whole Life Insurance

This is a whole life insurance policy that covers you for the rest of your life. It provides protection up to the age of 100.

The money is paid on death or disability of the insured person. The insured person or their nominees are guaranteed the cash to support their cash flow needs.

If you want to exit the policy, there is a guaranteed cash value. Similarly, at age 100, there is a maturity benefit. While the policy is in force, it provides a fixed sum of insurance coverage for the insured’s entire life.

Whole Life Insurance Plan Questions

What is the AIA A-Life Time Secure Insurance Policy?

A-Life Time Secure is a whole life policy that pays on Death or Total Permanent Disability (TPD) of the insured person.

Who is eligible to be insured by this AIA whole life insurance plan?

Individuals between the ages of 14 weeks and age 65 * are eligible for this plan.
*For TPD, the maximum entry age is 60 years old.

What is the coverage period for this policy?

This plan covers up to age 100.

What is the minimum sum assured for AIA A-Life Time Secure?

The minimum sum assured is RM 20,000. This is the minimum coverage offered under this plan. Average annual premium payable is RM 340, for male smoker age 30 years old.

What is the maximum sum assured for AIA A-Life Time Secure?

The maximum sum assured is RM 99 Million. This is the maximum coverage offered under this plan.

How much annual premium do I have to pay?

This will depend on your profile. Contact our Red Cover Life Insurance Agents to get the AIA whole life quotation per your profile.

Will my premium increase as my age increases?

No. The premium is fixed for this AIA whole life insurance plan.

Are the premiums for this whole life policy guaranteed?

The premiums for this whole life plan are guaranteed by AIA.

What are the fees and charges that I have to pay?

There are no hidden fees and charges other than the premiums payable.

What do I or my nominee(s) get upon surrender, maturity or death/ TPD?

On maturity, death or TPD, the sum insured or covered, is paid. On surrender, the surrender value is as listed. In the purchased AIA A-Life Time Secure insurance policy.

Are the premiums paid for A-Life Time Secure eligible for income tax relief?

Yes, per the Inland Revenue Board of Malaysia, the insurance premiums for this plan qualifies you for a personal income tax relief. You get a reduction of up to RM 7,000 for annual life insurance premium paid.

Life Insurance Policy in Malaysia

Click the links below to learn more about other types of life insurance plans in Malaysia.

Learn More About Whole Life Insurance Policy

To learn more about Whole Life insurance plans and other types of life insurance plans, get in touch with Red Cover’s expert AIA insurance agent.

Levine Lee Insurance Agent Malaysia

Financial Security – It is There When Needed

Levine can help you to protect yourself and the future of your loved ones.  Get immediate financial security.  Don’t touch your savings.  Let insurance provide it.

She can help provide financial security in times of hardship and will be able to ease the financial burden of your dependents in your absence.

Contact our AIA INSURANCE AGENT LEVINE LEE to get in touch with us and start your personal coverage, group coverage or choose your plan now. Get covered correctly. Be advised correctly. Call Levine Lee (+6012-684 0948) today to be advised on the best insurance protection personalized for you. Or send us the form below on your interest.


Personal Life Insurance – Request for Quotation

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