AIA Medical Card Malaysia
AIA has a medical card. It is called AIA A-Life Med Regular. It is an affordable medical insurance for Malaysians.
It is a medical card plan which takes care of your and your family’s long-term medical needs. Up to the age of 100.
AIA medical card insurance is now known as A Life Mediflex. Read here to learn more about the differences between the new and previous medical insurance offered by AIA.
Click the button below to contact AIA Insurance Agent Levine Lee, to answer your questions on this insurance plan.
Or send in enquiry. We will contact you to create the best insurance quotations to fit your medical insurance plan needs.
Covers hospitalization, pre-hospitalization treatments, and visits.
AIA Medical Card Hospital Stay Coverage
- Hospital Room and Board (up to 120 days per year)
- Intensive care unit as charged (up to 120 days per year)
- Daily Guardian stay (up to 120 days per year)
- Daily Cash Allowance at Government Hospitals (120 days per year)
AIA Medical Card Hospital Charges Coverage
- Day Procedure
- Hospital supplies and services
- Surgical fees
- Anesthetic fees
- Operating theater charges
- In-hospital physician’s visits
AIA Medical Card Cancer Treatment Charges Coverage
- Organ or Bone Marrow Transplant
- Out-Patient Cancer Treatment (per lifetime upto plan limits)
AIA Medical Card Home Nursing Care Coverage
- 180 days lifetime limit
AIA Medical Card Outpatient Physiotherapy and Acupuncture Coverage
- Within 60 days after hospitalization
- Per policy year
AIA Medical Card Outpatient Kidney Dialysis Treatment Coverage
- Per lifetime upto plan limits (Limits shared with Cancer Treatment Costs)
AIA Medical Card Emergency Treatments and Services
- Emergency Accidental Outpatient treatment
- Emergency Accidental Outpatient follow-up treatment
- Emergency Accidental Dental treatment
- Emergency Medical Evacuation and Repatriation
AIA Medical Card Claim Submission
Read here for the claim submission process for individuals that are insured with AIA medical cards.
AIA Medical Card Healthcare
See below for the list of AIA panel healthcare, which the insured member can go to receive medical treatments.
AIA Investment Linked Life Insurance – Signature Beyond 2
AIA Investment Linked Life Insurance – Signature Beyond 2
The price shown is the starting monthly premium price. This is a life insurance plan to protect your family’s finances. The best life insurance plan for a total coverage of life’s risks:
- Death benefit
- Total and Permanent Disability (TPD)
- Critical Illness Coverage with Reset Capability
- Accidental death coverage 200% payout
- Accidental death coverage in a lift or public transportation 300% payout
- Accidental death coverage from a natural disaster 600% payout
- Higher maturity cash value
Contact AIA Business and Life Insurance Agent Levine Lee for a Custom Quote.
Or checkout this product as an order. No payment will be taken nor asked. The order will be seen as a request for a custom quotation for your needs.
AIA Medical Card Frequently Asked Questions
Age new born baby 14 days to last entry age of 69 years old, Malaysian and Non Malaysian and dependents with working permit.
Yes, you may, health declaration is required.
No, a pre-entry medical examination is not required. However, if any of your answer to the underwriting questionnaires form stated as is “YES”, we may request a medical report from you. The cost of obtaining this medical report will be borne by you.
Your policy will be effective from the date we approve your proposal and receipt of your full premium payment.
Yes, there is 30 days waiting period except for admission to hospital due to an accident.
No benefits shall be payable for hospitalization, surgery and/or charges incurred which are caused directly by Specified Illnesses and its related complications. This shall mean the following Specified Illnesses occurring within the first 120 days of Insurance for the Insured Person.
1. Hypertension, diabetes mellitus and cardiovascular disease
2. All tumors, cancers, cysts, nodules, polyps, stones of the urinary system and biliary system.
3. All ear, nose and throat conditions.
4. Hernias, haemorrhoids, fistulae, hydrocoele, varicocele.
5. Endometriosis including disease of the reproduction system.
6. Vertebro-spinal disorders (including disc) and knee conditions.
These are disabilities that the Insured Person has reasonable knowledge of. An Insured Person may be considered to have reasonable knowledge of a pre-existing condition where they are receiving treatment, are have received treatment or advice and its existence would be apparent to a reasonable person.
No, making claim will not be affecting the policy renewal premium. Your renewal premium shall be based on published age-band.
Should you reside outside Malaysia for more than 90 days, the policy will cease to be in effect.
Yes, it is cashless admission after obtaining guarantee letter (GL).
No, the co-payment clause is waived. However, any uncovered items, deductible amount, and amount in excess of your yearly limit will be borne by you.
For medical insurance hospital admissions at non-panels, you should first pay for the bill on your own and then submit your claim to us for reimbursement, medical reports on the diagnosis and claim form filled by doctors are required. Doctor will charge to fill up claim form, it is self pay.
Yes, Most of the hospitals in Malaysia has policy that requires a cash deposit upon admission. It is refundable upon discharge from hospital after deducting non-coverable items (if any).
AIA can consider your application subject to underwriting terms and conditons.
You are allow to buy individual policy under a company name, Sales & Service Tax (SST) 6% will be imposed and stamp duty RM10 per policy.
You are allowed to claim tax relief.
Yes you can.
21 working days
Learn More About AIA Medical Card Insurance Policy
To learn more about the AIA medical card insurance policy and its other benefit, get in touch with Red Cover’s expert AIA insurance agent.
AIA Life Insurance Agent KL – Levine Lee
Contact our AIA INSURANCE AGENT LEVINE LEE to get in touch with us and start your personal coverage, group coverage or choose your plan now. Get covered correctly. Be advised correctly. Call Levine Lee (+6012-684 0948) today to be advised on the best insurance protection personalized for you. Or send us the form below on your interest.
Medical, Life and Group Insurance – Request for Quotation
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